Security

How our Security Works:
Security starts with you. Keep your password a secret and make sure no one is watching when you enter your password. Never leave your computer unattended while you are signed on an Online Banking session. Giver your computer regular checkups to make sure you are free from viruses that could be used to capture your password or otherwise compromise the security of your browser. Finally, we’ve prepared a brief explanation of how our system protects RiverHlls Bank customers.

Encryption
Firewalls and Routers

Encryption
Everything that travels through the Internet during your Online Banking session-from your password to your info to pay a bill-becomes a string of unrecognizable numbers before entering the Internet. Both RiverHills Bank computers and the browser you use to surf the Web understand the mathematical formulas, called algorithms, that turn your banking session into numeric code and back again into meaningful info.

These algorithms serve as door-locks on your account info. While RiverHills Bank and your computer can easily translate this code back to meaningful language; this process would be a daunting, virtually impossible task for unauthorized intruders. That’s because there are billions of possible keys that could potentially solve such a formula-but only one will work. Every time you begin an online banking session, your computer and RiverHills Bank systems agree on a random number that serves as the key for the rest of the conversation. What that random number is depends largely on the strength of the encryption used by your browser.

The reason RiverHills Bank requires the use of a 128 bit encrypted browser is simple-we want to protect the integrity and security of your info. Many browsers are 40-bit encrypted. The difference between 40-bit encryption and the 128-bit encryption, which RiverHills Bank requires, is a matter of degrees. Software that uses 128-bit encryption is roughly 300,000,000,000,000,000,000,000,000 times more protective than 40-bit encryption.

Firewalls and Routers
To help protect your money and personal data against any type of intruder or attack, Online Banking uses a system of filtering routers and firewalls, which form a barrier between the outside Internet and the internal bank network. The filtering router verifies the source and destination of each network packet, and determines whether or not to let the packet through. Access is denied if the packet is not directed at a specific, available service.

The firewall is used to shield the bank’s network from the Internet. All incoming Web requests are actually addressed to the firewall, which is designed to allow only secure encrypted messages into the customer service environment. Traffic through the firewall is subjected to a special proxy process that operates in much the same way as a filtering router, verifying the source and destination of each information packet.

The proxy then changes the IP address of the packet to deliver it to the appropriate site within the customer service network. In this way, all inside addresses are protected from outside access, and the structure of the bank’s internal networks is invisible to outside observers.

Although no firewall is impenetrable, we at RiverHills Bank have made the protection of your money and personal data one of our key missions