Overdraft Protection Ready Access is different from Bounce Protection. Overdraft Protection Ready Access is an unsecured, revolving line of credit that will cover items that overdraw your account up to your pre-approved credit limit, Items that are paid using funds from an Overdraft Protection Ready Access line of credit are not subject to our standard NSF fee. You must make separate application if you are interested in one of our Overdraft Protection Ready Access lines of credit, and we will apply our normal credit requirements when considering your application. Applications are available at any of our office locations. The minimum line of credit amount is $500, and use of the line of credit is subject to the separate revolving credit agreement for this product.
