Simplify Your Life with Either of Our Checking Accounts.

Two straightforward checking options are available from RiverHills Bank. With the easy-to-understand, modern features you expect from a checking account, RiverHills Checking is our basic checking option. RiverHills Interest Checking offers the same features, plus you’ll earn interest on your daily balance. Both checking accounts are backed by the service you’ve come to expect from us.

RiverHills Checking

RiverHills Checking offers you numerous benefits that will help you bank smarter. A minimum opening balance of $100 is required.

The monthly fee for RiverHills Checking is $6.95.

However, we’ve made it easy to eliminate your monthly account fee by meeting any one of the following criteria:

  • Maintain a daily minimum balance of $1,000, or
  • Have 15 or more RiverHills Bank MasterMoney® Debit Card transactions (ATM withdrawals and balance inquiries excluded) posted and settled on your account during the monthly statement cycle, or
  • Maintain a combined minimum total of $10,000 in deposits, or a combined minimum total of $10,000 in outstanding loan balances.

RiverHills Checking Features:

  • Unlimited electronic debits
  • Unlimited deposits
  • ATM Card and/or MasterMoney Debit Card*
  • No-fee cash withdrawals at RiverHills Bank ATMs
  • 24-Hour Touch-Tone Banking
  • Online Banking
  • Online eStatements
  • Combined statements for multiple deposit accounts
  • Mobile Banking
  • Mobile Text Banking
  • Fraud Alert Management Services
  • Cancelled check images included in monthly statement and through online banking

To reduce your monthly account fee, simply:
Sign up to receive eStatements, and your monthly fee will be reduced by $1.00

Additional fee based on usage:
If you write over 100 paper checks per month, a 12¢ per check fee will be charged

*Subject to bank approval

RiverHills Interest Checking

An interest-bearing account geared to customers who maintain a higher account balance, RiverHills Interest Checking affords the same great features as RiverHills Checking plus competitive interest rates.

A minimum opening balance of $100 is required.

Variable Interest Tiers

  • $0.00-$2,499.99
  • $2,500-$9,999.99
  • $10,000-$99,999.99
  • $100,000 & Over

The monthly fee for RiverHills Interest Checking is $9.95.

However, we’ve made it easy to eliminate your monthly account fee by meeting any one of the following criteria:

  • Maintain a daily minimum balance of $1,500, or
  • Have 20 or more RiverHills Bank MasterMoney® Debit Card transactions (ATM withdrawals and balance inquiries excluded) posted and settled on your account during the monthly statement cycle, or
  • Maintain a combined minimum total of $15,000 in deposits, or a combined minimum total of $15,000 in outstanding loan balances.

NOTE: RHB uses the daily collected balance method to calculate the interest on your account. This method applies a daily periodic rate to the collected principal balance in the account each day. Collected balance is balance less uncollected funds. Interest rates on all interest-bearing accounts are subject to changes without notice at the bank’s discretion at any time.

RiverHills Interest Checking Features:

  • Unlimited electronic debits
  • Unlimited deposits
  • ATM Card and/or MasterMoney Debit Card*
  • No-fee cash withdrawals at RiverHills Bank ATMs
  • 24-Hour Touch-Tone Banking
  • Online Banking
  • Online eStatements
  • Combined statements for multiple deposit accounts
  • Mobile Banking
  • Mobile Text Banking
  • Fraud Alert Management Services
  • Cancelled check images included in monthly statement and through online banking

To reduce your monthly account fee, simply:
Sign up to receive eStatements, and your monthly fee will be reduced by $1.00

Additional fee based on usage:
If you write over 100 paper checks per month, a 12¢ per check fee will be charged

*Subject to bank approval

MasterMoney Debit Card

Convenience! That's what MasterMoney Debit Card is for you. Our MasterMoney Debit Card works like a check at thousands of locations around the world, but without the hassles of showing ID and waiting for approvals. MasterMoney Debit Card purchases are directly deducted from your checking account and will appear on your monthly statement. Applications are available and subject to credit approval. To report lost or stolen Debit/ATM cards please call 1-800-500-1044 (AFTER HOURS ONLY).

Security! That’s what MasterCard SecureCode offers MasterMoney Debit Cardholders. A service enhancement, MasterCard SecureCode provides added protection against unauthorized use of your card when you shop online at over 350,000 participating online merchants. To learn more or to choose your own SecureCode, follow the simple steps at www.mastercard.com/securecode.

The Daily Transaction Limit count for ATM usage is 50, which includes balance inquiries and withdrawals.

The Daily Transaction Limit count for Debit Card usage for point-of-sale pre-authorization transactions is 100, which includes both approved and declined transactions.