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Home > Business Banking > Savings Accounts

Savings Accounts

RiverHills Savings Account

Saving is easier with a RiverHills Savings account, perfect for your business. For funds you don’t need to access on a regular basis, maintaining a RiverHills Savings account is the simple and safe way to put money away and earn interest on that extra cash.

The minimum opening balance is $100. Interest is accrued on the daily collected balance and credited Quarterly.

There is a monthly service fee of $3.00 if the daily balance falls below $1,000 any day of the month and there is a $3.00 charge for each debit or withdrawal over two per month.

NOTE: RiverHills Bank normally provides a Quarterly statement, but the statement cycle may be Monthly if any transactions for the month were electronic.

RHB uses the daily collected balance method to calculate the interest on your account. This method applies a daily periodic rate to the collected principal balance in the account each day. Collected balance is balance less uncollected funds. Interest rates on all interest-bearing accounts are subject to changes without notice at the bank’s discretion at any time.

Variable Interest Tiers
$0.00 - $499,999.99
$500,000 And Over

Certificates of Deposit

RiverHills Bank can provide a Certificate of Deposit to meet your needs with maturities available from 30 days to 60 months. Certificates of Deposit provide a high-yielding savings vehicle with fixed interest rate and maturity date. CD interest may be paid by check or deposited monthly, quarterly, semi-annually or annually (any withdrawal of interest will reduce earnings). Interest can be compounded quarterly, semi-annually or annually or at maturity. At your option, your CD may be automatically renewed. There is a substantial interest penalty for early withdrawal. The minimum opening balance is $1,000. You cannot make deposits to the account during its term. You cannot withdraw principal from the account without our consent except on or after maturity. (For accounts that automatically renew, there is a ten-day grace period after each renewal date during which withdrawals are permitted without penalty.).

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Locations

100 Fountains Blvd
Madison, MS 39110
601.853.1181

 

1400 Highway 61 North
Vicksburg, MS 39183
601.636.1445

 

2125 North Frontage Road
Vicksburg, MS 39180
601.661.7312

 

702 Market Street
Port Gibson, MS 39150
601.437.4271

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RiverHills Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.

© 2025 RiverHills Bank. All Rights Reserved. RiverHills Bank NMLS # 615815

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