Simplify Your Life with Either of Our Checking Accounts.
Two straightforward checking options are available from RiverHills Bank. With the easy-to-understand, modern features you expect from a checking account, RiverHills Checking is our basic checking option. RiverHills Interest Checking offers the same features, plus you’ll earn interest on your daily balance. Both checking accounts are backed by the high-touch service that customers have come to rely on from RHB.
RiverHills Checking
RiverHills Checking offers you numerous benefits that will help you bank smarter. A minimum opening balance of $100 is required.
The monthly service fee for RiverHills Checking is $6.95.
However, we’ve made it easy for you to eliminate your monthly service fee by meeting any one of the following criteria:
- Maintain a daily minimum balance of $1,000, or
- Have 15 or more RiverHills Bank MasterMoney® Debit Card transactions posted and settled on your account during the monthly statement cycle (ATM withdrawals and balance inquiries excluded), or
- Maintain a combined minimum total of $10,000 in deposits, or a combined minimum total of $10,000 in outstanding personal loan balances.
RiverHills Checking Features:
- Unlimited electronic debits
- Unlimited deposits
- ATM Card and/or MasterMoney Debit Card*
- SecurLOCK Equip Protection
- No-fee cash withdrawals at RiverHills Bank ATMs
- 24-Hour Touch-Tone Banking
- Online Banking
- Bill Pay**
- Online eStatements
- Combined statements for multiple deposit accounts
- Mobile Banking
- Mobile Text Banking
- Fraud Alert Management Services
- Cancelled check images included in monthly statement and through online banking
To reduce your monthly service fee, simply:
Sign up to receive eStatements, and your monthly service fee will be reduced by $1.00
Additional fee based on usage:
If you write over 100 paper checks per month, a 12¢ per check fee will be charged
*Subject to bank approval
** Monthly fee $4.95
RiverHills Interest Checking
An interest-bearing account geared to customers who maintain a higher account balance, RiverHills Interest Checking affords the same great features as RiverHills Checking plus competitive interest rates.
A minimum opening balance of $100 is required.
Variable Interest Tiers
- $0.00-$2,499.99
- $2,500-$9,999.99
- $10,000-$99,999.99
- $100,000 to $499,999.99
- $500,000 & Over
The monthly service fee for RiverHills Interest Checking is $9.95.
However, we’ve made it easy to eliminate your monthly service fee by meeting any one of the following criteria:
- Maintain a daily minimum balance of $1,500, or
- Have 20 or more RiverHills Bank MasterMoney® Debit Card transactions posted and settled on your account during the monthly statement cycle (ATM withdrawals and balance inquiries excluded), or
- Maintain a combined minimum total of $15,000 in deposits, or a combined minimum total of $15,000 in outstanding personal loan balances.
NOTE: RHB uses the daily collected balance method to calculate the interest on your account. This method applies a daily periodic rate to the collected principal balance in the account each day. Collected balance is balance less uncollected funds. Interest rates on all interest-bearing accounts are subject to changes without notice at the bank’s discretion at any time.
RiverHills Interest Checking Features:
- Unlimited electronic debits
- Unlimited deposits
- ATM Card and/or MasterMoney Debit Card*
- SecurLOCK Equip Protection
- No-fee cash withdrawals at RiverHills Bank ATMs
- 24-Hour Touch-Tone Banking
- Online Banking
- Bill Pay**
- Online eStatements
- Combined statements for multiple deposit accounts
- Mobile Banking
- Mobile Text Banking
- Fraud Alert Management Services
- Cancelled check images included in monthly statement and through online banking
To reduce your monthly service fee, simply:
Sign up to receive eStatements, and your monthly service fee will be reduced by $1.00
Additional fee based on usage:
If you write over 100 paper checks per month, a 12¢ per check fee will be charged
*Subject to bank approval
**Monthly fee $4.95
MasterMoney Debit Card
Convenience! That’s what MasterMoney Debit Card is for you. Our MasterMoney Debit Card works like a check at thousands of locations around the world, but without the hassles of showing ID and waiting for approvals. MasterMoney Debit Card purchases are directly deducted from your checking account and will appear on your monthly statement. Applications are available and subject to credit approval. To report lost or stolen Debit/ATM cards please call 1-800-500-1044 (AFTER HOURS ONLY).
The Daily Transaction Limit count for ATM usage is 50, which includes balance inquiries and withdrawals.
The Daily Transaction Limit count for Debit Card usage for point-of-sale pre-authorization transactions is 100, which includes both approved and declined transactions.
Keep Your RHB Debit Card(s) Safe with A Convenient Smartphone App.
There’s a great FREE tool available for RiverHills MasterMoney debit card holders that can significantly enhance the security of your card(s).
It’s called SecurLOCK Equip, the smartphone app that gives you complete control of your debit card(s). Turn them on or off immediately. Control where they may be used, and get usage alerts.
Simply download the SecurLOCK Equip app for free from the iPhone App Store or Google Play. Click here to learn more.
